Services
Tax and Accounting Services:
- Business Tax Preparation
- Business Accounting Services
- Individual Tax Preparation
- Tax Planning and Consulting
Investment Services:
- Portfolio Management
- Management IRA’s (Traditional & Roth)
- SEP’s
- SIMPLE’s
- 401k’s
Insurance:
- Fixed Annuities*
- Life Insurance
- Group Life & Disability
Planning Services:
- Retirement Planning
- Rollovers*
- IRA’s
- SEP’s
- SIMPLE’s
- 401k’s
*Index annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an index annuity for its features, costs, risks and how the variables are calculated.
*Before deciding whether to retain assets in a 401(k) or roll over to an IRA, an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock. Please view the Investor Alerts section of the FINRA website for additional information.
Cetera Wealth Services, LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide tax or legal advice, or supervise tax, accounting or legal services, Cetera representatives may offer these services through their independent outside business. This information is not intended as tax or legal advice