Frequently Asked Questions

• What does the client experience look like?

  We vet prospective clients via a phone conversation, if we determine that we are a good fit for each other we will schedule an appointment with one of our professionals.  The initial appointment is free of charge and lasts about 45 minutes.  This appointment is to understand your needs and can be in person (preferred) or online.  After the meeting, the professional will follow up with you on a proposed plan of action and the associated costs. 

• Can I afford your services?   

  In relation to other CPA firms, we are modestly priced.  We seek to make sure the fees charged are in alignment with the type and level of services provided.  We will discuss fees upfront and get your permission before proceeding.  No unwelcome, surprise billings. 

• How do you charge for your services? 

  a. For tax and accounting services, it is typical for business clients to be on a monthly retainer agreement which defines the services provided and the fees charged on a written engagement agreement.  Clients not on retainer agreements are charged a lump sum fee or less typical an hourly fee for services. 

  
  b. For investment services, most clients are actively managed and are assessed a monthly advisory management fee which is paid directly from the investment account, less typical is commission-based accounts. 

• Are you available to meet on nights or weekends? 

  Our normal business hours are Monday-Friday from 9am to 5pm.  We do work by appointment; appointments are available after normal business hours.  During tax season (February 1-April 15) we always work extended hours. 

• How do I know if I’m a good fit for your services? 

  a. If you own a business with gross revenue between $300,000 and $3,000,000 you may be a good fit. 

  b. If you are an individual investor who has already met our 4 Foundational Rules: 
  - You live below your means. 
  - You have a solid emergency savings.  
  - You are currently contributing to your employer’s retirement plan at least up to the matching amount. 
  - You want a professional to handle your investments. 
  

  c. If you don’t match the criteria perfectly don’t be discouraged, let’s discuss your personal situation and decide together. 

What documents do I need to file a tax return?

The following is a general list of documents typically needed for tax preparation. Some situations require different documents. Please contact your tax preparer with specific questions regarding special situations:

• W-2
• All 1099 and 1098 forms
• Health Insurance Coverage Information (including form 1095 issued by the insurance provider)
• Year end investment statements
• K-1 forms
• Any records of debt forgiveness
• Form 1098T for college tuition and fees and a print-out of the student’s account from the school’s financial office
• The amount estimated tax payments made
• Property tax bills
• Receipts for charitable giving (The charity must have 501c(3) status)